Capabilities

Business Loans Up to $300,000

When your business needs a defined amount of capital with predictable repayment, Oakridge Funding delivers. Fast approval, transparent terms, no collateral, funded within 48 hours.

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Funding at a Glance

$300K

Maximum funding available

48 hrs

From approval to funds in your account

No collateral

No personal assets required

Canadian only

Supporting businesses across Canada

Up to $300,000

Funded in 48 Hours

No Collateral Required

Canadian Businesses Only

The Product

Straightforward Business Loans Built for Canadian SMBs

An Oakridge business loan provides a lump sum of capital, up to $300,000, with a defined repayment schedule so you can plan your cash flow with confidence. Unlike revolving credit products, a term loan is ideal when you have a specific investment or expense in mind.

Lump-Sum Capital, Immediate Deployment

Receive your approved loan amount in full within 48 hours of approval. Deploy your capital immediately toward the purpose that drives your business forward.

Fixed Payments, Predictable Cash Flow

Your repayment amount is set at approval. No variable rate surprises. Fixed repayments make it easy to plan your cash flow with confidence.

Transparent Rates, No Hidden Fees

We tell you exactly what your loan costs before you sign. No origination fee surprises. No prepayment penalties. What you see is what you get.

Same-Day Approval Decision

Our underwriting team reviews your application the same business day. You receive a clear loan offer before you commit to anything.

Revenue-Based Qualification

We evaluate your business based on monthly revenue and performance, not just credit scores or balance sheets.

Loan Details

What Sets Oakridge Business Loans Apart

Most business loans from traditional banks require significant documentation, weeks of processing, and collateral that many SMBs can't provide. Our loans are evaluated based on your revenue performance and business health, delivering a faster, more accessible product without the bureaucratic friction.

Loan amounts from $20,000 to $300,000 are available based on your business's actual performance. You receive a clear offer with approved amount, term, payment schedule, and total cost before you commit to anything.

Approved based on monthly revenue, not just credit score or collateral
Loan amounts from $20,000 to $300,000 based on business performance
Same-day approval decision with transparent offer terms
Funds deposited within 48 hours of offer acceptance

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How It Works

Funding in Three Simple Steps

Apply in Minutes

Complete our brief online application using your monthly revenue and banking history. No 50-page financial submission required. Most applicants finish in under 10 minutes.

Same-Day Decision

Our underwriting team reviews your application the same business day. You receive a clear loan offer, approved amount, term, payment schedule, and total cost, before you commit to anything.

Funds in 48 Hours

Accept your offer and the full loan amount is deposited directly into your business bank account within 48 hours. Start deploying capital immediately toward your business goals.

Ready for a Business Loan That Works on Your Timeline?

Canadian businesses choose Oakridge Funding because we deliver fast, transparent capital with the predictable structure of a term loan, and none of the friction of traditional bank lending.

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