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Construction Company Business Funding in Canada

Construction contractors deal with one of the most severe receivable gaps in any industry. Oakridge Funding bridges the months-long gap between mobilization costs and final payment, so you can take on more contracts, not fewer.

✓ Up to $1 Million ✓ Funded in 48 Hours ✓ No Collateral Required ✓ Canadian Businesses Only

Understanding Your Business

The Financial Challenges Construction Companies Face

We understand the cash flow pressures that come with progress billing, holdbacks, and the long gap between mobilization and final payment.

Slow Receivables & Holdbacks

Progress billing can take 30–60 days to process and holdbacks aren't released until after completion. Bridge the gap while your crew keeps working.

Equipment Costs & Breakdowns

A broken excavator on a time-sensitive project costs more in delays than the repair. Fast access to equipment capital keeps projects on schedule.

Payroll During Project Gaps

Your crew expects their paycheque every two weeks, regardless of whether the GC has paid your latest draw. Oakridge keeps payroll flowing.

Material Pre-Purchase

Lock in pricing and availability before project start with capital to purchase materials upfront, reducing cost overruns and supplier delays.

Bidding on Larger Contracts

Winning a bigger contract means mobilizing more capital. Oakridge Funding gives you the financial backing to bid up and win bigger.

What We Offer

Funding Designed for How Construction Businesses Bill and Get Paid

We fund construction companies based on their revenue history and the strength of their pipeline, not just their current bank balance.

  • Receivable bridge funding while waiting on GC payments and holdback releases
  • Equipment repair and rental capital to keep projects on schedule
  • Payroll coverage during the gap between draw submissions and payment
  • Material pre-purchase capital to lock in prices before project start
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Construction team working on site

How It Works

Funding in Three Simple Steps

01

Apply in Minutes

Fill out our simple online application with basic details about your business and funding needs.

02

Same-Day Decision

Our underwriting team reviews your information and gives you a decision—often on the same day.

03

Funds Within 48 Hours

Once approved and accepted, funds arrive in your business account within 48 hours.

Don't Let Slow Payments Slow Your Business Down

Canadian construction companies trust Oakridge Funding to bridge the receivable gap, so you can bid confidently, mobilize quickly, and keep your crews working.