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Capabilities
Revenue Based Financing
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E-Commerce Growth Demands Capital That Moves Fast

Canadian e-commerce businesses face a unique capital challenge: you have data-driven visibility into your growth potential, but turning that potential into inventory, advertising, and logistics investment requires capital weeks before the revenue arrives. Platform payouts from Shopify, Amazon, or Etsy can take days to weeks to process. Meanwhile, suppliers demand upfront payment, ad platforms charge your card daily, and a viral product moment can create an inventory shortfall overnight. Oakridge Funding gives online sellers the working capital to capture every growth opportunity.

Inventory Financing for Growth

Going out of stock on a top-performing SKU is one of the most costly mistakes an e-commerce business can make, you lose immediate sales and algorithm rankings simultaneously. Inventory financing from Oakridge lets you stay in stock during peak demand without waiting for platform payouts to clear.

Paid Advertising & Customer Acquisition

Meta, Google, and TikTok ad platforms require upfront spend, often days or weeks before conversions generate enough revenue to fund the next campaign. A working capital line lets you scale your ad budget aggressively when ROAS is strong, without draining operational cash reserves.

Fulfilment & Logistics Scaling

Moving from self-fulfilment to a 3PL, expanding to a new warehouse, or adding same-day delivery capabilities all require upfront capital investment. These infrastructure upgrades pay dividends in customer satisfaction and repeat purchase rates, but only if you can fund them.

Funding Built for Online Business Velocity

Traditional banks don't understand the metrics that drive e-commerce businesses. We look at your monthly revenue, platform sales history, and business trajectory, not just your brick-and-mortar assets.

  • Inventory purchase advances to eliminate stockouts during high-traffic periods
  • Ad spend capital to scale profitable campaigns without depleting cash reserves
  • Fulfilment and logistics infrastructure funding for operational scale
  • Product development and new SKU launch capital to expand your catalogue
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Funding at a Glance

$300K
Maximum funding available to e-commerce businesses
48 hrs
From approval to capital in your business account
No collateral
No physical assets or inventory liens required

Capital That Keeps Up With Your Growth Rate

E-commerce opportunities don't wait for approval committees. Our process is digital-first, fast, and built around how online businesses actually generate and deploy revenue.

1

Apply in Minutes

Complete our online application in under 10 minutes using your monthly revenue and business banking history. No lengthy financial disclosure packages or physical meetings required.

2

Same-Day Decision

Our team reviews your application the same business day. You'll receive a transparent offer with clear terms, know your funding amount and repayment structure before committing.

3

Funds Within 48 Hours

Accept your offer and funds are deposited directly into your business account within 48 hours. Reinvest immediately into inventory, ads, or infrastructure to capture the next growth wave.

Scale Your Online Business Without Waiting on Capital

Canadian e-commerce operators choose Oakridge Funding because we understand online business, and we move at the speed your growth requires.

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