From floorplan cash flow gaps to service bay upgrades and seasonal inventory swings, Oakridge Funding helps Canadian automobile dealerships maintain momentum without the friction of traditional bank financing.
Get Funded in 48 HoursRunning a Canadian auto dealership means managing one of the most capital-intensive retail businesses in the country. Your floorplan financing keeps vehicles on the lot, but it doesn't cover every gap. When a manufacturer's shipment comes in early, when a key technician leaves and you need to hire two replacements, or when Q1 sales slow and carrying costs eat into reserves, you need capital that moves as fast as your business does. Traditional banks take weeks and demand collateral you can't spare. Oakridge Funding moves at the speed your dealership requires.
Floorplan lines cover vehicle acquisition, but interest charges accumulate daily on aged inventory. When units sit past 60 days, carrying costs escalate fast. Supplemental working capital lets you run targeted promotions, recondition trade-ins, and turn inventory faster, reducing flooring drag.
Your fixed operations department is often your most profitable revenue stream, but it requires constant investment. Lift replacements, diagnostic software upgrades, alignment equipment, and technician training all cost money that can't always wait for a bank approval cycle.
Spring and fall model changeovers require significant cash outlay before the selling season peaks. Bridging the gap between manufacturer invoicing and peak sales revenue is a recurring challenge that Oakridge Funding is built to solve.
We understand the difference between floorplan financing and true working capital. Our funding supplements your existing credit facilities, giving you flexibility where traditional dealership finance products fall short.
We've eliminated the bureaucratic delays that slow down conventional auto dealer financing. Our process is fast, transparent, and built around your timeline.
Our simple online application takes under 10 minutes. We focus on your monthly revenue and business banking history, not lengthy financial disclosures or OEM approval chains.
Our team reviews dealership applications the same business day. You'll receive a clear offer with defined terms, factor rates, and repayment structure, no surprises.
Accept your offer and funds are wired directly to your dealership's business account within 48 hours. Deploy capital where it matters most, immediately.
Whether it's a slow January or a spring model changeover, Oakridge Funding gives Canadian auto dealers the working capital to stay competitive year-round.
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