Who We Help
Manufacturing Construction Restaurant Healthcare Grocery E-Commerce Auto Dealerships Wholesale
Capabilities
Revenue Based Financing
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We Know How Manufacturing Cash Flow Works

Canadian manufacturers face a unique financial paradox: you must pay for raw materials, labour, and overhead weeks, sometimes months, before your finished goods are sold and invoices are paid. Large purchase orders from retail chains or industrial buyers can stretch your net-30, net-60, or even net-90 payment terms to the breaking point. Meanwhile, your suppliers want payment upfront or on short terms, and your workforce expects their paycheques on time regardless of when your customers settle. Oakridge Funding was built for exactly this gap.

Equipment & Machinery Gaps

A CNC machine breakdown or an aging production line doesn't wait for your next big payment. Unplanned capital expenditures can halt output entirely. With fast access to capital, you can repair or replace critical equipment before it costs you a contract.

Raw Material & Inventory Cycles

Bulk purchasing discounts from suppliers often require upfront payment. Without ready capital, you're forced to buy in smaller, more expensive batches, eroding margins. Flexible funding lets you buy at the right time, in the right volumes, at the best price.

Payroll During Production Cycles

Your production team needs to be paid weekly or bi-weekly. When a major customer's payment is delayed 30-60 days past due, meeting payroll can become a crisis. A working capital line ensures your people are always paid on time, protecting your best talent.

Funding Built Around How Manufacturers Operate

We don't force manufacturing businesses into rigid loan structures designed for retail. Our funding solutions are calibrated to the reality of production cycles, purchase order financing needs, and seasonal demand swings.

  • Working capital advances to cover raw materials before a large production run
  • Equipment financing to repair or upgrade machinery without disrupting cash reserves
  • Payroll bridge funding when receivables are delayed beyond normal terms
  • Seasonal ramp-up capital to hire and stock up ahead of peak demand periods
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Funding at a Glance

$300K
Maximum funding available to manufacturing businesses
48 hrs
Average time from approval to funds in your account
No collateral
No equipment liens or personal property pledges required

From Application to Capital in Three Steps

We've removed the friction from business lending. No lengthy bank applications, no weeks of waiting, no surprise conditions at the finish line.

1

Apply in Minutes

Complete our streamlined online application in under 10 minutes. We ask about your business revenue and monthly bank deposits, not a 50-page financial package.

2

Same-Day Decision

Our underwriting team reviews your application the same day. You'll receive a clear offer with transparent terms, no hidden fees, no bait-and-switch rates.

3

Funds Within 48 Hours

Once you accept your offer, funds are deposited directly into your business bank account within 48 hours. Get back to running your production floor, not chasing capital.

Ready to Keep Your Production Line Moving?

Join hundreds of Canadian manufacturers who trust Oakridge Funding to bridge the gap between production costs and customer payments.

Get Funded Today Talk to an Advisor