Wholesale distribution is a margin-thin, volume-driven business where the gap between paying your suppliers and collecting from your customers can strain cash flow to the breaking point. Oakridge Funding closes that gap.
Get Funded in 48 HoursCanadian wholesale distributors operate in a relentless squeeze: your suppliers demand prompt payment, often net-15 or net-30, while your retail and commercial customers routinely push payment terms to net-60 or beyond. When you're moving significant volume, this timing mismatch doesn't just create cash flow stress, it can put the brakes on growth opportunities entirely. A large new account or a surprise reorder from a big-box retailer should be exciting news, not a cash flow emergency. Oakridge Funding makes sure you can say yes.
To secure the best pricing and availability, distributors need to buy in volume, but that capital is tied up until your customers pay. When a major order opportunity arises, the ability to stock up fast without waiting for receivables to clear can be the difference between winning and losing the account.
Your upstream suppliers don't care that your downstream customers are on net-60 terms. They want payment now. A working capital facility lets you pay suppliers on time, protecting discounts, relationships, and preferred pricing, while your own receivables are still outstanding.
Landing a new regional retailer or a national distribution contract requires inventory investment upfront, well before you see your first invoice paid. Without ready capital, growth opportunities become burdens. Oakridge Funding turns large orders into straightforward wins.
We look at your revenue history and distribution volume, not just your current bank balance, to determine your funding capacity. Our solutions are built to match the fast-moving nature of wholesale operations.
When a major order lands on your desk, you don't have weeks to wait for a bank approval. Our three-step process gets capital to wholesale distributors quickly, before the opportunity window closes.
Complete our simple online application using your monthly sales and banking history. No complex financial packages, the process takes under 10 minutes for most applicants.
Our team reviews your application the same business day. You receive a clear, transparent offer with defined terms and repayment structure, no bait-and-switch pricing.
Accept your offer and capital is deposited directly into your business bank account within 48 hours. Pay your suppliers, stock up, and fulfill that order on schedule.
Canadian wholesale distributors trust Oakridge Funding to close the gap between supplier payments and customer collections, so growth never has to wait on cash flow.
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