One size never fits all in business finance. Oakridge Funding provides adaptable capital solutions, up to $300,000, designed to match the way your business actually operates, not the way a bank wants it to.
Get Funded in 48 HoursTraditional business loans come with rigid structures, lengthy approval timelines, and requirements designed for large corporate borrowers, not the working reality of a Canadian small or medium-sized business. Oakridge Funding was built from the ground up to provide capital that is fast, transparent, and genuinely flexible. We fund based on your business's revenue and performance, not just its credit score or collateral balance.
We review applications the same day they're submitted. No waiting weeks for a loan committee review. No endless back-and-forth for additional documents. When you apply to Oakridge Funding, you get a real decision, with a real offer, the same day.
We don't require you to pledge personal property, equipment, or real estate to access working capital. Our funding is based on your business's revenue performance, keeping your assets where they belong: in your business.
Whether you run a construction company, a restaurant, an e-commerce brand, or a medical clinic, Oakridge Funding works with businesses across every sector. We don't penalize you for operating in an industry that traditional banks consider "high risk."
At Oakridge Funding, we evaluate your business based on what it's actually doing, your monthly revenue, your banking activity, and your growth trajectory. This allows us to provide funding that scales with your business's real performance, not its historic balance sheet.
Our flexible funding structure means you can access capital for working capital, equipment, hiring, marketing, or any other legitimate business purpose. You choose how to deploy it, we provide the capital and the speed.
Unlike some lenders who restrict how you deploy capital, Oakridge Funding lets you direct funding to wherever your business needs it most. Here are some of the most common ways our clients use their capital.
Bridge gaps between receivables and payables. Cover payroll, supplier invoices, rent, and operating expenses during slow periods or rapid growth phases without stress.
Repair or replace mission-critical equipment. Invest in machinery, technology, or vehicles that increase your output capacity and revenue generation without depleting reserves.
Purchase inventory in bulk to take advantage of supplier discounts, prepare for seasonal demand, or fulfil a large purchase order without waiting on existing receivables.
Open a new location, launch a new product line, enter a new market, or invest in marketing and sales infrastructure to accelerate your business's growth trajectory.
We've stripped out the friction that makes traditional business lending frustrating. Our process is digital-first, transparent, and built around your timeline.
Complete our streamlined online application in under 10 minutes. We ask about your monthly revenue and business banking activity, no lengthy financial packages required upfront.
Our underwriting team assesses your application the same business day and delivers a transparent offer, approved amount, terms, and repayment structure clearly defined before you commit.
Accept your offer and your capital is deposited directly into your business bank account within 48 hours. Deploy it immediately, no restrictions on how you use it.
Canadian businesses choose Oakridge Funding because we deliver fast, transparent capital with none of the bureaucracy, and all of the flexibility you need to grow.
Get Funded Today Talk to an Advisor