Capabilities

Business Line of Credit Up to $300,000

A revolving business line of credit gives Canadian businesses standing access to capital, up to $300,000, to manage cash flow gaps, seize opportunities, and handle the unexpected without reapplying every time.

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Credit Line at a Glance

$300K

Maximum revolving credit facility

48 hrs

Facility established within 48 hours

Interest only

Pay interest only on drawn amount

Revolving

Draw, repay, repeat — no reapplication

Up to $300,000

Funded in 48 Hours

No Collateral Required

Canadian Businesses Only

How a Line of Credit Works

Access Capital On Your Schedule, Not a Lender's

A business line of credit is fundamentally different from a term loan. Instead of receiving a lump sum and repaying a fixed amount, a line of credit gives you an approved credit limit that you can draw from, repay, and draw from again, as many times as your business needs.

Revolving: Draw, Repay, Repeat

As you repay drawn amounts, your available credit replenishes, giving you continuous access to capital without reapplying each time.

Pay Interest on What You Use

You're only charged interest on the amount you've actually drawn, not on your full approved limit. Far more cost-effective for variable capital needs.

Your Cash Flow Safety Net

With an available credit line, you'll never face a payroll emergency or miss a supplier discount due to a short-term cash gap.

Instant Access to Funds

Once your facility is established, draw funds to your account whenever you need them. No additional applications or approval delays.

Scales With Your Growth

As your business grows, your credit facility can grow with it. Access more capital without the friction of starting over every time.

Product Details

The Oakridge Business Line of Credit

Our line of credit is designed for Canadian businesses that face recurring cash flow variability, seasonal swings, receivable timing gaps, or unpredictable operating costs. Rather than managing individual loan applications each time a need arises, you establish your credit facility once and draw on it whenever necessary.

Whether you run a seasonal business, carry slow receivables, or manage variable inventory needs, a revolving line of credit gives you the financial stability to act decisively when opportunities or challenges arise.

Approved credit limit up to $300,000 based on monthly business revenue
Draw funds at any time, directly to your business bank account
Interest charged only on your outstanding drawn balance
Repay and redraw as many times as your business requires

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How It Works

Establish Your Credit Facility in Three Steps

Apply in Minutes

Complete our streamlined application in under 10 minutes. We review your monthly revenue and business banking history to determine your approved credit limit, no lengthy submissions.

Same-Day Approval

Our team reviews your application the same business day. You receive a clear offer with your approved credit limit, interest rate, and terms. No surprises, just transparent terms before you commit.

Draw Whenever You Need

Once your facility is established, draw funds to your business account whenever you need them. Repay at your pace, and your available credit replenishes automatically, ready for the next time.

Give Your Business the Capital Safety Net It Deserves

A business line of credit from Oakridge Funding means you'll never be caught off-guard by a cash flow gap again. Establish your facility today and access capital on your terms.

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